Disclosures
Regulation Best Interest & Conflicts of Interest
M.S. Howells & Co. (“MSH” or “we”) is a broker-dealer registered with the Securities and Exchange Commission (“SEC”) and member of the Financial Industry Regulatory Authority (“FINRA”). MSH is a privately held company. MSH transacts business in various types of securities, including mutual funds, exchange-traded funds (“ETFs”), stocks, bonds, options, variable annuities, and alternative investment products. MSH maintains a network of individuals, referred to as “financial professionals,” who offer brokerage services to their customers.
Legal Statement
The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject M.S. Howells & Co. or its affiliates to any registration requirement within such jurisdiction or country. None of the information contained in this web site constitutes a solicitation or offer by M.S. Howells & Co. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. This material is provided to you for informational purposes.
M.S. Howells & Co. is a registered broker-dealer with FINRA (finra.org) and is registered in the following state jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, DC (District of Columbia), FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. If you are not a resident of one of the aforementioned states, please exit this website and call us at (480) 563-2000 for more information.
Terms & Conditions
Securities are offered through M.S. Howells & Co., a registered broker-dealer and member firm of the Financial Industry Regulatory Authority (FINRA) and Securities Investor Protection Corporation (SIPC). Investment services offered through MSH Capital Advisors LLC (MSHCA) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Insurance services offered through MS Insentra LLC, an affiliate Insurance Marketing Organization. The home office for all firms listed above is 23350 N. Pima Rd., Scottsdale, AZ 85255 and the main phone number is 480-563-2000.
Disclaimers of Limitation of Liabilities
This website is for informational purposes only. It is intended to be an overview and is subject to change. MSH is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice. No client or prospective client should assume that any information provided serves as the receipt of, or a substitute for, personalized advice from MSH, its registered representatives, or from any other investment professional.
Restrictions on Use
M.S. Howells & Co.’s trademarks, trade dress, logos, service marks, slogans, copyrights, and other identifiers and intellectual property are the sole property of M.S. Howells & Co. All content on this site, such as text, graphics, logos, images, and digital downloads is property of M.S. Howells & Co. or its content suppliers and protected by United States and international copyright laws. Information contained in this site may be printed for your personal, non-commercial use only.
Use of Links
If you choose to leave this site via a link contained herein and view content that is not provided by M.S. Howells & Co., you do so at your own risk. The information being provided is strictly as a courtesy and we make no representation as to the completeness or accuracy of information provided at these websites. The content to which you link will not have been developed or otherwise reviewed by M.S. Howells & Co.. Nor is M.S. Howells & Co. liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the web sites you are linking to.
E-mail Communications
When you send us an e-mail to inquire about our products and services, we collect your name and e-mail address and use this to reply to your inquiry. We use the email address you provide us so that we can send you e-mail communications about various matters such as information about new products and services and notifications and updates about existing products and services. You agree that we can send you such email communications. You can unsubscribe from one or more of our e-mail communications at any time by clicking the unsubscribe link at the bottom of any e-mail communication that you receive from us. To see what personal information we collect when you sign up for any of our on-line services, and how we use, share, store and protect that information, see the M.S. Howells & Co. Privacy Policy published on this website.
Cookies AND SIMILAR TECHNOLOGY
We, our partners, affiliates, vendors, service providers and others may use various tools to collect data when you visit our sites and apps, including cookies, pixels, local storage, and other similar technologies. Some of these technologies store data in the browser or on your device. Other technologies may use network-related or other information to recognize your device (e.g., IP address). We use these technologies, for example, when you first request a web page and data is then stored on your computer or other device so the website or mobile application can access personal information when you make subsequent requests for pages. These technologies may also be used to collect and store information about your usage of the services, such as pages you have visited, other content you viewed, and search history. We may collect your personally identifiable information about your online activities over time and across different websites when you use the Services.
Your web browser can be set to allow you to control these technologies, such as whether you will accept cookies, reject cookies, or to notify you each time a cookie is sent to your browser. If your browser is set to reject cookies, websites that are cookie-enabled will not recognize you when you return to the website, and some website functionality may be lost. To find out more about cookies, visit www.aboutcookies.org.
We may provide links to websites and other third-party content (e.g., social media platforms) that are not owned or operated by us. If you provide any personal information through a third-party site, your interaction and your personal information will be collected by and controlled by the privacy policy of that third party site. We recommend that you familiarize yourself with the privacy policies and practices of any such third parties, which are not governed by this Privacy Policy.
Business Continuity Plan
M.S. Howells & Co. has developed a Business Continuity Plan on how we will respond to events that could significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information in regard to our Business Continuity Plan.
Order Routing
Rule 606 requires broker-dealers that route customer orders in equities and option securities to publish quarterly reports that provide a general overview of their routing practices. In this report, the venues to which non-directed customer orders in U.S. exchange-listed equity securities and options were routed for execution must be disclosed, as well as the nature of the broker-dealer's relationship with each venue. The purpose of this report is to provide the public with information on how broker-dealers route orders, enable the evaluation of order-routing practices, and foster competition among market participants.
Please visit our website at www.mshowells.com for historical quarterly reports of MSH routing practices.
M.S. Howells & Co. (MSH) routes all option orders to our clearing firm, Pershing, LLC (Pershing). MSH does not route to any destinations directly, nor does MSH receive any compensation for directing option order flow to Pershing. Pershing selects the broker-dealer for option execution and may receive compensation for directing such orders.
MSH routes all equity orders through our clearing firm, Pershing, LLC (Pershing), or SpeedRoute, LLC (SPDR) to market centers, which include national securities exchanges, alternative trading systems, electronic communications networks, and broker-dealers. These firms may receive compensation or other consideration (payment for order flow) for directing such orders to particular broker-dealers or market centers for execution.
MSH does not receive compensation for routing order flow to Pershing or SPDR. MSH has an agreement with Pershing and an agreement with SPDR, which includes an execution fee to route orders. In addition, MSH is charged an execution fee or rebated in accordance with the national securities exchanges' published rates. Fees and rebates are non-negotiable, set by the national securities exchanges, and may contain tiers based on volume thresholds. Sometimes, the credits or rebates offered by a market center may exceed the charges assessed.
Extended Hours Trading - Risk Disclosure Statement
You should consider the following points before engaging in extended hours trading. “Extended hours trading” means trading outside of “regular trading hours.” “Regular trading hours” generally means the time between 9:30 a.m. and 4:00 p.m. Eastern Standard Time.
Privacy Policy
Please review our Privacy Policy for information on how we collect, share, and protect your personal information. If you would like to discuss limitations on sharing your personal information, please contact the MSH Compliance Department: (480) 563-2000 option 5 or compliance@mshowells.com.
Whistleblower Policy
The M.S. Howells & Co. policy establishes procedures for the receipt, review, and retention of complaints relating to illegal activity(ies) and/or violations of M.S. Howells & Co.’s (“the Firm”) written policies and procedures, including the Code of Ethics. The Firm is committed to complying with all applicable accounting standards, accounting controls, and audit practices. While the Firm does not encourage frivolous complaints, the Firm does expect its officers, Associated Persons (“AP”), and agents to report any irregularities and other suspected wrongdoing regarding questionable accounting, auditing, operational, compliance or personal conduct matters. It is the Firm’s policy that its APs may submit complaints of such information on a confidential and anonymous basis without fear of dismissal or retaliation of any kind. This policy applies only to reports concerning violations.
Municipal Securities Rulemaking Board
M.S. Howells & Co. is registered with the Municipal Securities Rulemaking Board (MSRB). The MSRB protects investors, state and local governments and other municipal entities, as well as the public interest by promoting a fair and efficient municipal market. Additional information on the protections available under the MSRB rules, including how to file a complaint with the appropriate regulatory authority can be found in the MSRB Investor Brochure.
Securities Investor Protection Corporation (SIPC)
M.S. Howells & Co. is a member of Securities Investor Protection Corporation (SIPC), which protects cash and securities held in customer accounts of its members up to $500,000. For a free explanatory SIPC brochure please contact SIPC by calling (202) 371-8300, by email asksipc@sipc.org., or visit their website.
Disclaimers
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by M.S. Howells & Co.), will be profitable or equal any historical performance level(s). M.S. Howells & Co. cannot guarantee any specific future financial results or provide any warranty against financial loss.